Govt Job Salary Guide 2026: Pay Levels, In-hand Salary & Allowances (Central & Assam)
SSC, Railway, Bank and Assam government posts — basic pay, allowances and in-hand estimate
"How much will I actually get in hand?" is the first question most aspirants ask. A government salary has three parts: basic pay (fixed by your post's pay level or pay band), allowances (DA, HRA, transport and others) and deductions (mainly pension contribution and tax). This guide lists the basic pay of the posts NEjobs readers apply for most, and explains how to turn it into an in-hand figure with our free Salary Calculator.
Central pay levels are fixed by the 7th Pay Commission; allowances such as DA change twice a year. Assam pay bands and grade pay differ by post — always check the pay scale printed in the notification for your post.
📋 At a Glance
| Central government | 7th Pay Commission pay matrix — Level 1 (₹18,000) upwards |
| Banks | Set by the bank-wide wage settlement (IBPS / SBI posts) |
| Assam government | Assam Services (Revision of Pay) Rules, 2017 — pay band + grade pay |
| Main allowances | Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance |
| Main deduction | Pension contribution (NPS / UPS) for new central employees, plus income tax if applicable |
| Work it out | Salary Calculator — enter your level and city |
🎓 Central Government Posts (7th Pay Commission)
| Post | Exam | Pay level | Basic pay range |
|---|---|---|---|
| Multi-Tasking Staff (MTS), Havaldar | SSC MTS | Level 1 | ₹18,000 – 56,900 |
| Railway Level 1 posts (Group D) | RRB | Level 1 | ₹18,000 – 56,900 |
| Lower Division Clerk / Junior Secretariat Assistant | SSC CHSL | Level 2 | ₹19,900 – 63,200 |
| Constable (GD) in CAPFs, Rifleman (GD) in Assam Rifles | SSC GD | Level 3 | ₹21,700 – 69,100 |
| Data Entry Operator | SSC CHSL | Level 4 / 5 | ₹25,500 – 81,100 / ₹29,200 – 92,300 |
| Tax Assistant | SSC CGL | Level 4 | ₹25,500 – 81,100 |
| Station Master and other graduate NTPC posts | RRB NTPC | Level 5 / 6 | ₹29,200 – 92,300 / ₹35,400 – 1,12,400 |
| Assistant Section Officer, Inspector (CBIC) | SSC CGL | Level 7 | ₹44,900 – 1,42,400 |
Each year you move one step up within your level (an annual increment of about 3%), and promotions move you to a higher level. The Government of India has set up the 8th Pay Commission; these figures will change once its recommendations are implemented.
🏦 Bank Posts
| Post | Exam | Starting basic pay |
|---|---|---|
| Probationary Officer (PO) | IBPS PO / SBI PO | ₹48,480 |
| Clerk (Customer Service Associate) | IBPS Clerk / SBI Clerk | ₹24,050 |
Basic pay as per the current bank wage settlement. Banks add DA, HRA and special allowances; SBI pays some additional allowances of its own.
🏠 Assam Government Posts
Assam uses pay bands with a grade pay under the Assam Services (Revision of Pay) Rules, 2017. Your starting basic pay is the band pay + grade pay of the post. Most Grade III posts fall in Pay Band-2 (₹14,000 – 60,500); the grade pay depends on the post.
| Post (examples from official notices) | Pay band | Grade pay |
|---|---|---|
| Assam Police Constable (Armed Branch), 2021 notification | PB-2, ₹14,000 – 60,500 | ₹5,600 |
| ADRE Grade III clerical posts | PB-2 | Commonly ₹5,200 – 8,700, by post |
| Junior Administrative Assistant, Assam Secretariat | PB-2 | ₹8,700 |
Grade IV posts are in a lower pay band. Because grade pay varies from post to post, the figure that counts is the one printed in your notification.
💰 From Basic Pay to In-hand Salary
- Dearness Allowance (DA): a percentage of basic pay, revised every January and July to match inflation. It is now a large share of the salary.
- House Rent Allowance (HRA): for central employees 30%, 20% or 10% of basic pay depending on the city class (X, Y or Z). Guwahati and most of Assam fall in the lower classes.
- Transport Allowance: a fixed monthly amount by level and city, plus DA on it.
- Deductions: new central employees contribute 10% of basic + DA to their pension scheme (NPS, or the Unified Pension Scheme if chosen), plus income tax if taxable.
Example: a Level 3 SSC GD Constable starts at ₹21,700 basic; with DA, HRA and transport allowance the gross is well above the basic. Enter your own level and city in the Salary Calculator for an up-to-date estimate.
❓ Frequently Asked Questions
What is the salary of an SSC GD Constable?
SSC GD Constable is at Pay Level 3 of the 7th Pay Commission, with basic pay from ₹21,700 to ₹69,100. DA, HRA and other allowances are added on top, and forces also pay risk and ration-related allowances as per rules.
What is the salary of an SSC CHSL LDC?
LDC / Junior Secretariat Assistant is at Pay Level 2 (₹19,900 – 63,200). Data Entry Operators are at Level 4 or 5.
What is the pay scale of Assam Grade III posts?
Most Assam Grade III posts are in Pay Band-2 (₹14,000 – 60,500) under the Assam ROP Rules 2017, plus a grade pay that depends on the post, commonly between ₹5,200 and ₹8,700. Check your notification for the exact figure.
How is in-hand salary calculated?
Add basic pay, Dearness Allowance, House Rent Allowance and transport allowance, then subtract the pension contribution and any income tax. The NEjobs Salary Calculator does this for central pay levels.